License, Insurance & Bonding

Below is a straightforward breakdown of our license, insurance, and bonding status. No fine print, no hedge language. If you need a certificate naming you, your HOA, or your insurance company as a certificate-holder, we will email it to you the same business day.

Texas Licensing — TDLR & State Requirements

The Texas Department of Licensing & Regulation (TDLR) is the state body that oversees regulated trades in Texas — electrical, HVAC, plumbing, and several specialty categories. Chimney sweeping itself is not a TDLR-licensed trade in Texas, but several adjacent activities are: any gas-appliance installation that touches fuel-gas piping, any electrical component on a fireplace insert or hearth product, and any HVAC pass-through near a chimney chase. Texas Chimney Experts maintains the appropriate TDLR licensing for every regulated activity our scope of work touches.

• Gas-appliance work: A licensed master plumber or licensed master electrician (depending on the appliance) is responsible for the regulated portion of every install. License numbers are printed on every invoice and verifiable at tdlr.texas.gov/LicenseSearch.
• Combustion analysis: Performed by personnel certified under NFI (National Fireplace Institute) — the recognized national standard for hearth-product gas work.
• Municipal permits: Where city or county codes require permits (Plano, Frisco, Dallas, Fort Worth, and others all have permit thresholds for certain types of fireplace and gas work), Texas Chimney Experts pulls the permit, schedules the inspection, and closes it out. The homeowner never has to navigate the permit office.

How to Verify a Texas License

Visit tdlr.texas.gov/LicenseSearch and search by license number or company name. If you would like the specific license numbers that apply to your job, call (214) 444-8103 and we will email them with your estimate.

Insurance Coverage

Texas Chimney Experts carries a full insurance program that meets or exceeds industry standards in every market we serve:

General Liability

• $1,000,000 per occurrence
• $2,000,000 aggregate
• Products / completed-operations coverage included
• Personal & advertising injury coverage included

This is the policy that responds if our work causes property damage to your home, your belongings, or surrounding property. It also responds if a completed installation later causes damage — for example, if a chase cover we installed fails within the warranty period and water damages an interior wall.

Workers’ Compensation

• Statutory limits in every state where we operate
• Coverage for every direct employee and every subcontractor on our active roster

If a technician is injured on your property, our workers’ compensation policy responds. You are never personally liable for a technician’s injury, regardless of how it happens.

Commercial Auto

• Full coverage on every service vehicle in our fleet
• Hired and non-owned auto coverage for any contractor partner

Umbrella / Excess Liability

• Layered coverage above our primary general-liability and auto policies
• Provides additional limits for catastrophic claims

Bonding

Where state or municipal regulations require contractor bonding, Texas Chimney Experts maintains the required bond. Bond details — bond number, issuer, and amount — are available on request. For Texas residential service work, contractor bonding is not generally a state-level requirement, but several municipalities and HOAs require it for specific work types; we carry the bond where applicable and provide bond verification with the estimate.

Request a Certificate of Insurance (COI)

If you, your HOA, your property manager, your insurance carrier, your builder, or your real-estate brokerage needs a Certificate of Insurance naming them as a certificate-holder, here is how to get one:

1. Call (214) 444-8103 or email service@texaschimneyexperts.com
2. Provide the exact entity name and mailing address as it should appear on the COI
3. Specify any additional-insured language required by the entity (HOAs and property managers often have specific requirements)
4. Our office issues the COI through our broker the same business day in most cases — within one business day in all cases

There is no charge for a COI. We issue them routinely for HOA-approved vendor lists, insurance claims, builder-of-record requirements, and real-estate transaction files.

Why This Matters

Hiring an unlicensed, uninsured, or under-insured contractor for chimney or fireplace work is a real risk. If an uninsured technician falls off your roof, the homeowner’s policy is the first responder and the homeowner is the policyholder of record on a workers’-comp-style claim. If an uninsured contractor causes a fire, an unrelated property-damage claim, or a structural problem, the homeowner has no easy path to recovery. The premium Texas Chimney Experts pays on our insurance program is part of what makes our pricing what it is — and it is part of why working with us is materially less risky than working with the lowest-cost option in your inbox.

Questions or Documentation Requests

Call (214) 444-8103 or email service@texaschimneyexperts.com. Ask for any license number, COI, bond verification, or insurance document by name and we will email it to you the same business day.